Rideshare services like Uber have made getting around cities in California a lot easier. But if you were injured in an accident while a passenger in an Uber vehicle, you probably have a lot of questions.
The rideshare accident attorneys at eAccidents can answer all of the questions you have about your Uber accident. Call us today @ 844-400-0123 to arrange a free consultation with an experienced California rideshare accident attorney. You have important rights that need to be protected.
What Insurance is Available to Cover an Uber Accident?
Uber requires their drivers to carry their own auto insurance policies. But Uber also has an insurance policy that may cover an accident with one of their drivers.
Whether the driver’s or Uber’s insurance policy is responsible to cover the rideshare accident in which you were injured depends on the status of the Uber driver when the accident occurred. Here is how Uber’s insurance coverage works:
If an Uber driver has an accident when they are not logged in to the Uber app, his or her own auto insurance policy is responsible for covering any resulting damages.
If the Uber driver was logged into the app but had not yet accepted a ride request, the accident will be covered by Uber’s limited liability insurance policy, up to $50,000 per person and $100,000 per accident for bodily injuries, as well as up to $25,000 for property damage.
If the Uber driver was logged into the Uber app and in the process of picking up, transporting, or dropping off a passenger when they had the accident, Uber has a $1 million insurance policy that will cover any resulting damages.
If you were injured as a passenger in an Uber vehicle, then the driver was likely logged into the Uber app when the accident occurred. In this case, there is $1 million of insurance available through Uber to compensate you for your injuries and other losses.
How to Increase the Value of your Uber Accident Claim
If you were injured in a car accident as a passenger in an Uber, you may be entitled to substantial compensation. However, as it is with any other accident claim, you must be careful when dealing with Uber directly.
Uber has an interest in settling injury claims in a manner that benefits them, not you. But by following the tips below, you may be able to increase the value of your Uber accident claim and ensure that you are treated fairly.
• Call 911
No matter how minor the accident, make sure you call 911 so that the accident can be reported. You definitely don’t want to continue with your ride without having the specific details of the accident documented.
• Take Photos
Take photographs and videos of the scene of the accident and your injuries. Uber’s insurance adjusters need as much detail about the accident and your injuries as possible to accurately determine the value of your claim.
• Seek Medical Attention
If you have been injured, get medical treatment as soon as possible. Sometimes injury victims choose to wait a few days or weeks to see if the pain simply goes away. But taking too long to seek medical treatment for your injuries can give Uber’s insurance adjusters a reason to diminish the value of your claim. Also, when you get medical attention for your injuries, make sure to follow through with the doctor’s orders. If your doctor orders physical therapy for you, be sure to go. The insurance adjusters will be looking to see if you followed your treatment plan.
• Inform Uber
Inform Uber of the accident as soon as possible. You should be able to do this through the Uber app on your smartphone. However, if an insurance adjuster or representative from Uber asks you to give a recorded statement, it is best not to do so without first consulting with a qualified attorney. This is because the representative from Uber will try to use any statement you give to diminish the value of your claim.
Consult with a Qualified California Rideshare Accident Attorney
If you were injured in an accident involving an Uber vehicle, either as a passenger in the Uber vehicle, a driver or passenger in another vehicle, or as a pedestrian, you have important rights that need to be protected. eAccidents is dedicated to protecting your rights and helping you achieve the best possible result for your Uber accident claim, through settlement or at trial.
Call us today @ 844-400-0123 for a free consultation with an experienced California rideshare accident lawyer. We charge no fee unless we win a settlement or verdict on your behalf.